How to Track Money You Lend to Friends and Get It Back
Lend to friends and family without losing track or the friendship: record it at once, agree a date, send light reminders and handle partial repayments.
Lent and borrowed
Lent a friend some money? Write it down in five seconds.
Open their name and tap You gave or You got. The balance keeps itself, and you always know who owes you and whom you owe.
You will get8,500
You will give2,000
PeopleBiggest first
ARAli RazaOwes you5,000
SKSara KhanOwes you3,500
HMHamzaYou owe2,000
One person, one account
Every time you gave or got. Oldest first, balance at the bottom.
- You gave and You got are pinned to the bottom of each person's account.
- A running balance on every line, so a partial repayment is easy to see.
- A note on each entry: what it was for, and when.
- An opening balance when you start, for money already owed.
Ali RazaYou will get 3,000
Lunch and cab12 Oct · You gave5,000
Concert tickets18 Oct · You gave1,500
Paid back20 Oct · You got1,500
Paid back halfToday · You got2,000
You gaveYou got
You owe me: 3,000
Shared from the person's account, with each line and the balance.
Kept apart from your spending
Lending is not spending. Your month still adds up.
Money you lend sits on the person's account, not in your spent total. When it comes back, you tap You got, and nothing in your month changes by mistake.
How it works.
- STEP 1
Add the person
Type a name, or pick them from your phone's contacts. Contacts are read on the phone and never uploaded.
- STEP 2
Tap You gave or You got
Type the amount and a note if you like. The balance updates at once.
- STEP 3
See everyone at a glance
You will get and You will give totals, with the biggest balances first.
Questions
Does money I lend count as spending?
No. Money you lend to a friend is kept on their account, not in your spending, so your month still shows what you really spent.
Does my friend need the app?
No. You add them by name or pick them from your phone's contacts. Only you see your book.
Can I send someone their balance?
Yes. You can share a person's statement as a message, with each You gave and You got line and the balance.
What if I write the wrong amount?
Edit it, or void it with a reason. Nothing is erased, and every change keeps its history.